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Payments are in test mode. The Billing Desk is not yet accepting live payments — you can walk the full setup, but do not connect a bank account you expect to be paid into yet.

Kova Guard · optional

Once the backlog is under control, stop the next one forming.

Guard runs new invoices through the same desk from the day they are issued: a courteous note before the due date, a payment link on every message, and a reminder the day an invoice slips.

Guard is the flat monthly fee. The 15% success fee is separate — it applies only if an invoice goes overdue and you choose to move it into the recovery workflow, and then only on what is recovered there.

Optional, and only started by you after your first recovery engagement.